Save Money at The Gas Pump - While Saving the Environment

A movement started in 2006 that has gained momentum and spread around the world that enables you to save on the ever increasing cost of gas while at the same time you will reduce emissions, thus contribute to saving the environment.

The invention is not new, it's based on old "forgotten" US Patents to create a "new gas" using a mixture of water and gas that is more potent than gasoline alone. The "new gas" is called "HHO" (2 parts Hydrogen + 1 Oxygen).

With the easy to follow directions, you generate energy in your vehicle by ENHANCING the EFFICIENCY of your poorly designed engine!!! Your engine uses only 20% of the energy stored in that expensive fuel - and WASTES 80% for heat, pollution (unburned fuel!) and vibration. You reduce waste with our technology.

You can find out the full information by clicking Here.

Saving the Environment Works with One Person at a Time

To save our environment, we can do it one person at a time beginning with Recycling at Home.

Every single day, year after year, tons of material that could be recycled aren't, and end up clogging our already overwhelmed dumps, waterways and roadsides. It is not a difficult undertaking to organize a recycling center in your own home. With a little creativity, bright ideas and commitment, recycling can be easy to do. You would be amazed at how good you will feel about yourself because of doing your part to care for our environment .

Create a space in your home or apartment for your recycling center. You don't need a big area for your recyclables. Outside the back door, in the garage or car port, a storage closet, corner of the kitchen, cabinet or under your kitchen sink all make great locations. Find and clearly label containers in which to store your recycled materials. You can get a stack set of containers, some even have drawers or try plastic buckets, storage containers, trash cans and even old milk crates work great depending on the amount of room you have available.

Labels you can use for recycling are paper, cardboard, aluminum, tin, plastic and glass. You can use Wiki to find out more information about the items that you can recycle. Use your local yellow pages to find out recycling plants that are close to you.

You need to ensure your items to recycle are clean. For instance, if you are going to recycle a glass jar that had tomato sauce in it, be sure to rinse it out first.

If you are a crafty kind of person, perhaps you can work out creative ways to re-use some of the items before recycling.

You can get your family actively involved in the recycling process. Make sure that your family members are aware of what products can be recycled. Instruct each one on the difference between the aluminum can bin and the tin can bin. While doing weekly chores, each person in your family can be on the lookout for recyclable material lying around the house and can place the items in the proper storage bins.

Encourage each person in your household to come up with ideas for reducing the amount of recycled material that's consumed by your household. Take your family along with you to the recycling center in your neighborhood to witness the process firsthand.

Give a good example to your family on how to reuse recyclable materials in their own organizational efforts at home. As an example a large cardboard box can double as a bin for shoes, or a coffee can be repurposed as a penny bank - it can even be painted and decorated.

And when your family members learn the money that can be both saved and earned from recycling and reusing products, they'll have developed an environmentally healthy and thrifty habit for life.

Penny Saver Bulletin

Make Your Own Wrapping Paper & Bows

It's not only unique, but fun to make your own wrapping paper and bows. Your presents will not only stand out from the rest but will also communicate that added touch of care.

You can use plain brown grocery bags and craft paints to make your design. First wrap the gift, then let your imagination take off.

For an example, if the present is for a boy, use black & yellow craft paint to create a road. Using a toy car or truck, drip the wheels in red paint and roll along the paper to make tire tracks. Draw free hand "Stop" and "Yield" signs. Then use a hot glue gun to glue a few miniature cars and trucks.

For a girl, you can make the design a doll house, garden with butterflies or magical creatures such as a unicorn or fairies.

For the adults in the family, make patterns such as a nice holiday plaid for the guys and for the gals, create the package with ribbons.

You can top off your creations with handmade bows - simple made with loops fastened together.

Just use your creativity and look around for what you already have in the house.

Penny Saver Bulletin

Save Money During the Holiday Season

Holiday Gift Giving - This money saving tip is especially helpful for large families.

Although it is fun buying and receiving gifts from friends, family and co-workers, it can get very expensive. Making agreements beforehand to pick a name out of a hat and setting a limit on the amount to spend is a good method for friends and co-workers.

In a large family, make an agreement with the relatives that you will continue to buy for the children and for the adults - do the same as the office, pick a name out of the hat and decide on a limit to spend. This way, the children are not forgotten and you can spend a little more on one or two people rather than spreading yourself thin.

Bake a little extra holiday cookies, fruit cake and treats - and give the folks that you did not pick a surprise gift, too.

Penny Saver Bulletin

Clearance Rack

This is one time that you don't have to be an early bird!

When shopping, always head straight for the clearance rack where you can find some amazing bargains. Sometimes you may have to dig a little to find just the right item but it is certainly worth the time and effort to do so.

Most clearance racks offer variety, current trends and fantastic discounts.

Start looking at the mid-way point of a season for the values. For an example, summer season clothes are going to go on sale mid to late June and there after will be marked down again and again. The reason for this is because the back to school items and the fall items will be set out during August.

You can actaully get the trendiest clothes and household items during the right season - if you just wait a little bit for the items to get discounted.

Penny Saver Bulletin

Become Wealthy - the subject that appears to have such mystery to it!

While there is no single road to getting there, One Stable Principle is in place for those who keep their wealth over a lifetime: Live beneath your means.

Spend less than you make. Don't spend more than you can afford.

If you want to create wealth, you have to learn to do this. It doesn't matter if you make $10,000 a year or $1 million, if you don't learn how to master the step of spending less than you earn, you'll never create lasting wealth.

Are you living paycheck to paycheck? Feel like you are treading water? And, no matter how hard you try, you never seem to get ahead?

A method to start getting out of the trap of not getting ahead is to master the difference between needs and wants.

First, it's important to realize that wants and needs are not the same. This may sound over-simplified, but if you look at where you are spending money you may find that you have some "wants" that you may consider as "needs".

Take a step back and view the times that you have said "I absolutely need (fill in the blank)" when in reality the meaning was "I really want (fill in the blank)".

Take the time to critically look at your current lifestyle and what are the true needs versus those things that are convenient wants will go a long way in saving you money and enabling you to spend less than you make.

Let's take an example of your TV. Is your TV a need or a want? Even though it can be rationalized as a necessary part of your life, the truth is that it is more than likely a want. In most cases, it is probably an affordable want (The exception may be if you decided you had to have that 50 inch state of the art plasma television with the price tag of a small car).

The question is whether the digital cable TV, 6 premium channels, satellite dish, the on demand movies, the DVD player with movie selection, etc are all also affordable wants?

What may be a want for one person may be a necessity for another person. For example, let's take a look at a computer. If you make your livelihood on the computer, then a computer is a necessity for you. If you only use a computer to play the latest online games, then it's a want.

Knowing this, we can still make some pretty good guesses as to what are wants and what are needs for most people. Shoes (and clothing in general), water, bed, car, lunch, healthy foods, supplements and furnishings are good bets to be needs. Basic transportation to make a living is a need.

A 4 wheel drive sport utility vehicle with all the extras counts as a want for most people, A larger than needed apartment, computer with all the lastest technology, a cellular phone whne you don't need one, a designer suit, ice-cream, lottery tickets, entertainment center, club membership, concert tickets, trip to Hawaii, necklace, daily espresso and golf clubs all probably count as "wants".

If you can take the time to start being honest with yourself, you will find that a lot of the things which you assumed were an absolute necessity until now are in reality nothing more than wants.

Once you distinguish between the two and look at these issues objectively, you have placed yourself in the position to live within your means by simply asking yourself whether or not an item or service you are about to purchase is a need or merely a want.

Penny Saver Bulletin

Penny Talk

It is wiser to get the cheap item rather than the expensive? Or should you just go for the medium priced item? Or is there more to an item than just the price tag?

If we are going to have saving a penny talk, then we might as well not only look at the price tag that looks us straight in the eye but also look at what is the impact on the environment.

What is the most cost effective product to buy:

1. The laundry soap with petroleum and unpronounceable products in it that smells wonderful with the artificial summer breeze scent that’s packaged in a plastic container – or…
2. The unscented all natural powdered environmentally safe without petroleum products detergent that’s packaged in biodegradable cardboard?

Let’s take a look at food bargains, which is better to do:

1. The mass supplied vegetables that are grown in tired soil, over fertilized and sprayed with pesticides – or…
2. The organic vegetables?

In both situations above, it is better for you, more economical and better for the environment to choose #2.

With the laundry detergent used in #1, you can not only be using substances unfriendly to the environment but also to your health. And, eating organic not only saves on medical bills but also vitamin bills as vitamins are supplements to overcome the lack of nutrition in the over processed foods.

The overall cost for using #2 in each choice above is just the bill you pay at the register while the cost for #1 in each choice above may look like a great deal at the cash register, but the effects and extra costs for yourself, your family and environment can be quite astronomical.

Penny Saver Bulletin

Today’s Penny Saver Bulletin is regarding making treats at home. Not only can you create healthy treats, but you can also save money by doing so. It probably goes without saying, but being a penny saver also includes an economy of time, too.

Although not cost effective for a penny saver, it is certainly easier to pick up treats while in the grocery store while getting the basics. But, have you taken a look at the label recently? You not only have white flour and processed sugar but also glycerin, preservatives that you cannot pronounce plus BHA/BHT sprayed inside the package (to keep the food from sticking). That "bargain" treat is really not one for a penny saver as the extra costs show up in vitamin costs, health issues and medical costs.

For less than the cost of highly processed white flour, a penny saver can use Spelt flour. It has the same consistency as white flour and it’s incredibly different in nutritional value. Getting Stevia – also known as "Sweet Leaf" instead of sugar – again at less the cost of processed sugar, a penny saver can add nutrients to treats.

So, what does a penny saver do to save time once the good food has been traded for the "too processed with no nutritional value food"? After-all, the idea is not to make your life more difficult! For an example, get the ingredients for your favorite cookie recipe – exchanging white flour with the spelt flour and stevia for the sugar – get enough for 4 recipes. Mix up the four batches at the same time, divide it and store three in the freezer. With healthy snacks like this, you can save time, money and improve your health which is a marvelous thing for a penny saver.